3 minute read

Nobody expects to get hurt, but accidents happen more often than you might think. Statistics show that most Americans will experience 3 to 4 car crashes during their lifetime, and surprisingly, more than half of these accidents occur within just five miles of home. With over 6 million traffic incidents happening across the United States in 2023 alone, knowing what to do after an accident isn’t just helpful—it’s essential, and in many cases, contacting a lawyer early can make a big difference in protecting your rights.

Stay Calm and Assess the Situation

Safety comes first in any accident situation. Take a moment to breathe and evaluate whether you or anyone else has been injured. Call the emergency services right away if there are serious injuries present. When it’s safe to do so, try to get yourself and your vehicle out of traffic lanes, but make sure you stay at the accident location. Activate your emergency flashers and use any safety equipment you have, like road flares or warning triangles, to alert other drivers.

Even if you feel fine initially, remember that adrenaline can mask pain and injuries, so getting checked over by a paramedic or doctor is essential. It’s always better to be cautious when it comes to your health. Having medical records from right after the accident can be important for insurance claims or potential legal proceedings. Your doctor can also provide guidance on monitoring symptoms and when to seek follow-up care.

Document Everything

Once you’ve confirmed that everyone is safe, begin collecting important details about the incident. Capture photos with your smartphone showing damage to all vehicles, the surrounding area, registration plates, and any injuries that are visible. Make sure to exchange insurance details, driver’s license information, and phone numbers with the other party involved. Record key details like where exactly the accident happened, what time it occurred, and what the weather was like.

Contact the Authorities

Even for minor accidents, it’s wise to file a police report. Some states require it by law, and insurance companies often need official documentation to process claims. Only give the facts when relaying your account to police officers and avoid admitting fault or speculating about what happened.

Know the Real Cost of Accidents

The impact of traffic accidents extends far beyond the immediate scene. In 2019, crashes cost the United States an estimated $340 billion when accounting for lost productivity, medical expenses, legal costs, and increased insurance premiums. This staggering figure demonstrates why proper documentation and following correct procedures matter so much—both for your recovery and your financial protection.

Get Legal Help

After addressing immediate concerns, contact your insurance company to report the incident. Be honest about what happened, but avoid accepting blame. Consider contacting a lawyer, especially if you’ve sustained significant injuries or if fault is disputed. They can deal with insurance companies on your behalf.

Remember, recovering from an accident takes time, both physically and emotionally. Don’t rush the process, and don’t hesitate to seek support from friends, family, or professionals when you need it. Taking the right steps can make a significant difference in your recovery and help protect your rights moving forward.